PLANSPONSOR Perspectivess
Nevin is Editor-in-Chief of PLANSPONSOR magazine and its Web counterpart, PLANSPONSOR.com, the nation’s leading authority on pension and retirement issues. He is also the creator, writer and publisher of PLANSPONSOR.com’s NewsDash, the industry’s leading daily source for information focused on the critical issues impacting benefits industry professionals – currently read each business day by nearly 53,000 readers worldwide.
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Tuesday, February 21, 2012
In this business you are frequently asked “how much should people save for retirement?” Some try to answer that question with a degree of specificity that can be somewhat simplistic.
Let’s face it, even if those close enough to retirement t...
( post-retirement, 401k, 401(k), 403b, 403(b), probability, retirement income, replacement ratio, individual retirement account, retirement projections)
Thursday, February 09, 2012
The Senate Finance Committee is positioned to pass a highway bill, funded at least in part by changing the tax treatment on retirement accounts.
Specifically, the modified chairman’s mark of the proposed Highway Investment, Job Creation and...
( 701/2, 401k, 401(k), 403b, 403(b), required minimum distribution, ira, RMD, individual retirement account)
Monday, February 06, 2012
Every so often an industry survey will come out with an “average” 401(k) balance(1). The specific numbers vary, but they are consistently less than even the most optimistic would see as sufficient to provide a financially viable retireme...
( retirement, retirement savings, 401k, 401(k), average 401(k), 403b, 403(b), ira, retirement income, SEP, average)
Thursday, February 02, 2012
There could be a lot more riding on Sunday’s Super Bowl than you think.
If the results of the Super Bowl exert any influence on the markets – as proponents of the so-called Super Bowl Theory claim – then 2012 could prove to be truly tumultuo...
( stock market, giants, investments, asset allocation, patriots, super bowl indicator, super bowl)
Monday, January 30, 2012
About a month ago, the Department of Health and Human Services (HHS) released a bulletin outlining proposed policies that it said would “give states more flexibility and freedom to implement the Affordable Care Act.”
It did that by proposing...
( ppca, HHS, health care, obamacare, healthcare, medical)
Sunday, January 22, 2012
There is an old adage that cautions about the consequences “when you assume…”
And yet, the business of retirement planning is replete with any number of so-called “common wisdom” rules of thumb. Doubtless many have well-intentioned origins ...
( adviser, retirement planning, advisor, 401k, 401(k), 403b, 403(b), advice, replacement ratio, individual retirement account)
Sunday, January 15, 2012
One of the more pervasive statistics bandied around about the voluntary retirement system is that only about half of working Americans are covered by a workplace retirement plan.
It’s a data point that is widely and openly presented as fact...
( retirement, retirement savings, 401k, participants, 401(k), savings, retirement plan adviser, 403b, 403(b), participation)
Tuesday, January 10, 2012
On Dec. 8, the Pension Benefit Guaranty Corporation (PBGC) convened a forum on “the Future of Pensions.”
The forum was structured around two separate panels of experts (including EBRI President and CEO Dallas Salisbury) who spoke to an audi...
( retirement, post-retirement, retirement savings, 401k, retiree, 401(k), pbgc, 403b, 403(b), annuity, pension)
Monday, January 02, 2012
While the headlines out of our nation’s capital are driven by talk of the looming budget crisis, concerns about the sluggish economy, and the impending 2012 elections, discussions about retirement, retirement savings, and ways to improve retirement sav...
( retirement savings, 401k, 401(k), gender, health care, savings, 403b, 403(b), participation, healthcare)
Friday, December 23, 2011
One of the things I enjoyed most about writing/publishing NewsDash over a 16-year span (12 years at PLANSPONSOR, and four before that as an internal email) was doing a weekly survey – on a wide variety of topics, both serious – and not-so-serious.
( newsdash, christmas)
Wednesday, December 21, 2011
Editor’s Note: There’s so much going on in the world of retirement saving and investing that I never feel the need (or feel like I have the opportunity) to recycle old columns – but this one has a certain “evergreen” consistency of message that alw...
( retirement savings, 401k, participants, 401(k), savings, 403b, 403(b), santa claus, participation, erisa, saving)
Sunday, October 30, 2011
After a dozen years here at PLANSPONSOR, effective November 1, I have joined the Employee Benefit Research Institute (EBRI) in Washington, D.C., as Director, Education and External Relations...
( erisa lawsuit, department of labor, 401k, 401(k), 403b, 403(b), 404(c), DOL, advice, erisa, 401(k) fees)